For my card today, I started with a navy card base. I ran that through the cuttlebug with a long scalloped rectangle nestability (one could easily use scalloped scissors or a punch to get the exact effect). Next, I stamped some acetate with snowflakes. I attached that inside the card, then added some ribbon, silver cord, and a snowflake shrink charm. Pretty quick! There's no sentiment just yet, I figured a nice saying stamped in white or silver would look nice peeking through the snowflakes.
Stamps: Rustic Snowflakes (PTI)
Ink: Stazon White
Paper: Night of Navy, Acetate
Accessories, etc.: organdy ribbon, silver cord, polyshrink, scalloped die